{"id":269669,"date":"2022-09-26T00:01:00","date_gmt":"2022-09-26T07:01:00","guid":{"rendered":"https:\/\/calmatters.org\/?p=269669"},"modified":"2022-09-23T06:59:40","modified_gmt":"2022-09-23T13:59:40","slug":"pressure-builds-for-workers-compensation-overhaul","status":"publish","type":"post","link":"https:\/\/calmatters.org\/_zh\/commentary\/2022\/09\/pressure-builds-for-workers-compensation-overhaul\/","title":{"rendered":"Pressure builds for workers’ compensation overhaul"},"content":{"rendered":"

Fair warning: This column will be about workers\u2019 compensation, a topic that\u2019s very complicated and totally lacking in sex appeal, but one that involves many billions of dollars and potentially affects millions of workers.<\/p>\n\n\n\n

Work comp, as it\u2019s dubbed, has been in effect for more than a century and is supposed to provide income and medical treatment to workers who incur work-related injuries and illnesses without resorting to lawsuits.<\/p>\n\n\n\n

Annually, California employers spend more than $15 billion for insurance to cover work comp claims, not counting billions more that large employers set aside in self-insurance funds for their state-mandated coverage.<\/p>\n\n\n\n

That\u2019s big money by anyone\u2019s standards, which explains why there\u2019s more or less perpetual political jousting over the rules governing who is eligible for benefits and what they can receive.<\/p>\n\n\n\n

For the last half-century the politics of work comp have followed a pattern. Roughly once a decade, a majority of the contending interests \u2013 employers, their insurers, labor unions, medical care providers and lawyers who specialize in making claims \u2013 agree of some \u201creforms\u201d that are then muscled through the Legislature.<\/p>\n\n\n\n

It\u2019s an exercise in pure power politics that benefits the dominant coalition and always hits the minority faction with new costs and\/or new restrictions.<\/p>\n\n\n\n

\u8fd9 last time it occurred<\/a> was a decade ago when a coalition of employers, unions and insurers, with the blessing of then-Gov. Jerry Brown, tightened up medical care that both lowered employers\u2019 costs and provided funds for cash benefit increases.<\/p>\n\n\n\n

It worked as intended, or perhaps more than intended, because work comp insurance premiums, which averaged about $3 per $100 of payroll at the time, have since dropped by nearly half to $1.76, according to a recent report <\/a>from the Workers\u2019 Compensation Insurance Rating Bureau.<\/p>\n\n\n\n

California\u2019s premiums have been among the nation\u2019s highest, according to the most recent state-by-state compilation<\/a> by the Oregon Department of Consumer and Business Services, the recognized authority on such data. With California\u2019s recent reductions, it\u2019s now somewhere in the middle.<\/p>\n\n\n\n

That\u2019s been good news for California employers, but grates on medical care providers who dislike the previous overhaul\u2019s restrictions and on labor unions and work comp lawyers, who believe that employers got the best of the deal.<\/p>\n\n\n\n

Pressure has been building for another decennial \u201creform\u201d but Gov. Gavin Newsom has reportedly urged the contending factions to cool it until the effects of the COVID-19 pandemic have been fully understood. The insurance rating bureau says that more than a quarter-million claims for pandemic-related disabilities have been made, with more than half coming from the health care and public safety sectors.<\/p>\n\n\n\n

During the pandemic, the Legislature and Newsom issued some special rules making it easier to claim benefits<\/a>, and their effect on the system\u2019s finances is still being calculated.<\/p>\n\n\n\n

Meanwhile, under pressure from unions, the Legislature has been chipping away at aspects of the last systemic overhaul \u2013 particularly on what\u2019s called \u201cpresumption.\u201d<\/p>\n\n\n\n

Certain workers \u2013 such as police and fire personnel \u2013 can claim benefits for specified illnesses and injuries without having to prove that they are job-related and bills have been expanding both the categories of workers and the types of disabilities that qualify.<\/p>\n\n\n\n

For instance, three years ago legislation declared that post-traumatic stress disorder is presumed to be job-related for police officers and local firefighters and this month, Newsom signed a bill extending that presumption<\/a> to state-employed firefighters and dispatchers for public safety agencies.<\/p>\n\n\n\n

The proliferation of such bills is increasing the pressure for a new systemic overhaul, but the makeup of the dominant coalition and what changes it will seek are still very unsettled.<\/p>","protected":false},"excerpt":{"rendered":"

Pressure is building for another overhaul of workers’ compensation, California’s multi-billion-dollar system of dealing with job-related illnesses and injuries, but what form it will take is still uncertain.<\/p>","protected":false},"author":73,"featured_media":269750,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"single-feature.php","format":"standard","meta":{"_acf_changed":false,"_stopmodifiedupdate":false,"_modified_date":"","newspack_ads_suppress_ads":false,"newspack_popups_has_disabled_popups":false,"newspack_sponsor_sponsorship_scope":"","newspack_sponsor_native_byline_display":"inherit","newspack_sponsor_native_category_display":"inherit","newspack_sponsor_underwriter_style":"inherit","newspack_sponsor_underwriter_placement":"inherit","apple_news_api_created_at":"2022-09-26T07:01:50Z","apple_news_api_id":"483aba87-53bc-4fac-a0c5-5f99ebc97051","apple_news_api_modified_at":"2022-09-26T07:01:51Z","apple_news_api_revision":"AAAAAAAAAAD\/\/\/\/\/\/\/\/\/\/w==","apple_news_api_share_url":"https:\/\/apple.news\/ASDq6h1O8T6ygxV-Z68lwUQ","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"_spanish_translation_id":0,"_is_translation":false,"_newspack_byline_active":false,"_newspack_byline":"","newspack_content_restriction_is_exempt":false,"newspack_featured_image_position":"","newspack_post_subtitle":"","newspack_article_summary_title":"Overview:","newspack_article_summary":"","newspack_hide_updated_date":false,"newspack_show_updated_date":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[58,63],"tags":[],"legislator":[],"bill":[],"newspack_spnsrs_tax":[],"coauthors":[4174],"class_list":["post-269669","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-commentary","category-dan-walters","entry"],"acf":[],"apple_news_notices":[],"yoast_head":"\nPressure builds for workers' compensation overhaul - CalMatters<\/title>\n<meta name=\"description\" content=\"Some want to change California's multi-billion dollar workers' compensation system, but Gov. 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He began covering California politics in 1975, just as Jerry Brown began his first stint as governor, and began writing his column in 1981, first for the Sacramento Union for three years, then for The Sacramento Bee for 33 years and now for CalMatters since 2017. Dan is also the author or co-author of two books about California, \u201cThe New California: Facing the 21st Century\u201d and \u201cThe Third House: Lobbyists, Money and Power in Sacramento.\u201d He is a frequent radio show guest and occasionally appears on national television, commenting on California issues. Walters began his career in 1960 at the Humboldt Times in Eureka, California, a month before his 17th birthday, first as a newsroom aide and later as a police beat reporter. Having found his calling, he not only turned down a National Merit college scholarship but dropped out of high school, lacking one required class \u2013 ironically civics \u2013 to qualify for a diploma. Before moving to Sacramento to cover politics, he was the managing editor of three small daily newspapers. He has two adult daughters and three grandsons.","sameAs":["https:\/\/x.com\/DanCALmatters"],"birthDate":"1943-10-10","gender":"Male","jobTitle":"Columnist","worksFor":"CalMatters.org","url":"https:\/\/calmatters.org\/_zh\/author\/dan-walters\/"}]}},"parsely":{"version":"1.1.0","canonical_url":"https:\/\/calmatters.org\/_zh\/commentary\/2022\/09\/pressure-builds-for-workers-compensation-overhaul\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Pressure builds for workers’ compensation overhaul","url":"http:\/\/calmatters.org\/_zh\/commentary\/2022\/09\/pressure-builds-for-workers-compensation-overhaul\/","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/calmatters.org\/_zh\/commentary\/2022\/09\/pressure-builds-for-workers-compensation-overhaul\/"},"thumbnailUrl":"https:\/\/i0.wp.com\/calmatters.org\/wp-content\/uploads\/2022\/06\/092222-AMAZON-WORKERS-COMPENSATION-AP-DD-CM.jpg?resize=60%2C60&ssl=1","image":{"@type":"ImageObject","url":"https:\/\/i0.wp.com\/calmatters.org\/wp-content\/uploads\/2022\/06\/092222-AMAZON-WORKERS-COMPENSATION-AP-DD-CM.jpg?fit=2000%2C1333&ssl=1"},"articleSection":"Dan Walters","author":[{"@type":"Person","name":"\u4e39\u00b7\u6c83\u5c14\u7279\u65af"}],"creator":["Dan Walters"],"publisher":{"@type":"Organization","name":"\u52a0\u5dde\u4e8b\u52a1","logo":"https:\/\/calmatters.org\/wp-content\/uploads\/2019\/07\/calmatters-logo_2x.png"},"keywords":[],"dateCreated":"2022-09-26T07:01:00Z","datePublished":"2022-09-26T07:01:00Z","dateModified":"2022-09-26T07:01:00Z"},"rendered":"<meta name=\"parsely-title\" content=\"Pressure builds for workers’ compensation overhaul\" \/>\n<meta name=\"parsely-link\" content=\"http:\/\/calmatters.org\/_zh\/commentary\/2022\/09\/pressure-builds-for-workers-compensation-overhaul\/\" \/>\n<meta name=\"parsely-type\" content=\"post\" \/>\n<meta name=\"parsely-image-url\" content=\"https:\/\/i0.wp.com\/calmatters.org\/wp-content\/uploads\/2022\/06\/092222-AMAZON-WORKERS-COMPENSATION-AP-DD-CM.jpg?resize=60%2C60&ssl=1\" \/>\n<meta name=\"parsely-pub-date\" content=\"2022-09-26T07:01:00Z\" \/>\n<meta name=\"parsely-section\" content=\"Dan Walters\" \/>\n<meta name=\"parsely-author\" content=\"Dan Walters\" \/>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/calmatters.org\/p.js"},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/calmatters.org\/wp-content\/uploads\/2022\/06\/092222-AMAZON-WORKERS-COMPENSATION-AP-DD-CM.jpg?fit=2000%2C1333&ssl=1","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/calmatters.org\/_zh\/wp-json\/wp\/v2\/posts\/269669","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/calmatters.org\/_zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/calmatters.org\/_zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/calmatters.org\/_zh\/wp-json\/wp\/v2\/users\/73"}],"replies":[{"embeddable":true,"href":"https:\/\/calmatters.org\/_zh\/wp-json\/wp\/v2\/comments?post=269669"}],"version-history":[{"count":2,"href":"https:\/\/calmatters.org\/_zh\/wp-json\/wp\/v2\/posts\/269669\/revisions"}],"predecessor-version":[{"id":269752,"href":"https:\/\/calmatters.org\/_zh\/wp-json\/wp\/v2\/posts\/269669\/revisions\/269752"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/calmatters.org\/_zh\/wp-json\/wp\/v2\/media\/269750"}],"wp:attachment":[{"href":"https:\/\/calmatters.org\/_zh\/wp-json\/wp\/v2\/media?parent=269669"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/calmatters.org\/_zh\/wp-json\/wp\/v2\/categories?post=269669"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/calmatters.org\/_zh\/wp-json\/wp\/v2\/tags?post=269669"},{"taxonomy":"legislator","embeddable":true,"href":"https:\/\/calmatters.org\/_zh\/wp-json\/wp\/v2\/legislator?post=269669"},{"taxonomy":"bill","embeddable":true,"href":"https:\/\/calmatters.org\/_zh\/wp-json\/wp\/v2\/bill?post=269669"},{"taxonomy":"newspack_spnsrs_tax","embeddable":true,"href":"https:\/\/calmatters.org\/_zh\/wp-json\/wp\/v2\/newspack_spnsrs_tax?post=269669"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/calmatters.org\/_zh\/wp-json\/wp\/v2\/coauthors?post=269669"}],"curies":[{"name":"\u53ef\u6e7f\u6027\u7c89\u5242","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}