Financial toll for private citizens

Seven of the 10 most destructive wildfires in California have occurred in the last five years. The financial toll for homeowners, renters and businesses in the past two fire seasons has topped $10 billion in insured losses each year.

The California Department of Insurance has reported claims from major wildfire seasons going back to 2007. The claims include damages reported to residential and commercial properties as well as auto and other lines of insurance.

Of course, the figures don’t tell the whole story. We know many wildfire victims lived in high-threat areas without insurance.