Insurance

Legislators passed a law making insurers pay more upfront for the loss of personal property, rather than force disaster victims to itemize possessions. But more can be done.

Strong regulation can hold insurance companies accountable and empower customers, while ample choice and competition prevent price gouging.

Despite billions in dollars of claims paid out, fires exposed problems in California’s beleaguered insurance market. All policyholders are likely to see premiums rise.

New Safe Homes grants program, taking effect on Jan. 1, 2026, could begin taking applications in the spring, CA insurance department says.

In vitro fertilization costs thousands of dollars and is often too expensive for many people struggling to conceive. A new law aims to help change that.

Los Angeles area fire victims say Insurance Commissioner Ricardo Lara has let insurers drop coverage, raise rates and delay or deny claims.

A hospital group's lawsuit challenges the state's caps on price increases, as state leaders also try to help consumers cope with federal health care cuts.

Lawmakers have taken steps to require insurers to keep more accurate directories of doctors and specialists, but state rules still aren’t complete, and penalties are rare.

By continuing to lean on insurance-based solutions to deep-seated societal problems, California has put itself on a path toward repeating the mistakes of the past.

A bill awaiting Gov. Gavin Newsom's signature would allow at least 12 sessions of physical therapy before insurers could deny care.