Property loss in Black and Brown communities hasn't been accidental. It comes from redlining, racial covenants, gentrification, discriminatory lending, insurance practices and now disaster recovery practices.
Legislators passed a law making insurers pay more upfront for the loss of personal property, rather than force disaster victims to itemize possessions. But more can be done.
First-generation students lack the extra help with exams and college applications that rich kids' families can buy. A new program and tax could change that.