To avoid repeating last year’s urban blaze, we should fund fire-safe homes and neighborhoods, but politicians often are paying to thin out forests far from urban settings.
Insurance rates will reflect climate change and consumers’ interests. Insurers will see faster, more efficient reviews and scrutiny of excessive rates.
Property loss in Black and Brown communities hasn't been accidental. It comes from redlining, racial covenants, gentrification, discriminatory lending, insurance practices and now disaster recovery practices.
Legislators passed a law making insurers pay more upfront for the loss of personal property, rather than force disaster victims to itemize possessions. But more can be done.