An aerial view of a residential area shows widespread destruction, with rows of homes reduced to charred rubble. Streets wind through the remains, and a small, murky green pool stands out amid the devastation. Scorched trees and debris surround the site, indicating the aftermath of a large fire.
An aerial view of the Palisades Fire devastation at the Palisades Bowl Mobile Home Park on Feb. 8, 2025. Photo by Ted Soqui, SIPA USA via Reuters

The Palisades Fire that ignited in January and killed 12 people engulfed several luxury homes, beachfront properties and celebrity mansions. But it also razed the homes of those living in more affordable communities, including two mobile home parks. 

For those residents, the long road to recovery includes even more uncertainties and barriers, writes CalMatters’ Felicia Mello.

The Pacific Palisades Bowl Mobile Estates and Tahitian Terrace together housed hundreds of retirees and other long-time residents. Some residents who moved in decades prior paid just $600 a month for rent-controlled lots. 

But that all changed on Jan. 7, and the limitations of state and local rules ensuring affordable housing in Los Angeles are becoming clearer. For instance, under California law, mobile home park owners who rebuild after a natural disaster must allow tenants to return — but they can also increase rents to cover rebuilding costs.

For Colby Biggs, the co-owner of the 150-unit Palisades Bowl, being unable to recover costs could mean foregoing rebuilding the grounds altogether. 

  • Biggs: “If we have to go invest $100 million to rebuild the park and we’re not able to recoup that in some fashion, then it’s not likely we will rebuild the park. … We’re not evicting anybody. But if the park’s not rebuilt, then obviously the residents wouldn’t have the right to reoccupy the park.”

Biggs said it could be “a different story” if he can secure state or federal funding. But that’s a big question too: Gov. Gavin Newsom flew to Washington D.C. last week to lobby for disaster aid, following President Donald Trump’s repeated threats to withhold aid to California if the state didn’t change its water or voting policies. Trump has also floated the idea of “getting rid” of the Federal Emergency Management Agency, adding another wrinkle to recovery efforts. 

Read more here.


Focus on Inland Empire: Each Wednesday, CalMatters Inland Empire reporter Deborah Brennan surveys the big stories from that part of California. Read her newsletter and sign up here to receive it.

CalMatters events: On Feb. 25 CalMatters’ Adam Echelman will hold a panel to discuss what the state is doing to help employment outcomes for Californians ages 16 to 24. Register here to attend in person at the Japanese American National Museum in Los Angeles or virtually.



Rainfall could cause deadly debris flow

A wide view of three yellow construction vehicles and two red dump trucks as they clear up the dirt area near a concrete dam.
Heavy machinery hauls dirt and sediment during the clearing of the debris basin at Sierra Madre Dam on Jan. 29, 2025. Photo by Jules Hotz for CalMatters

The other devastating Southern California January fire, the Eaton Fire, is also completely contained — but its potential to cause deadly debris flow has experts on high alert, report CalMatters’ Julie Cart and Alastair Bland.

The U.S. National Forest Service on Tuesday released a damage assessment report that found that the “probabilities of hyper-concentrated flows and/or debris flows are high to very high” in the Eaton Fire burn area. 

Heavy rainfall expected on Thursday and Friday could increase the chances of mud, boulders and debris rushing toward the foothills of the San Gabriel Mountains — endangering the nearly 170,000 people living in Altadena, Pasadena and other nearby communities.

For fire-scarred parts of these mountains, there is no more vegetation to stabilize the earth. The soil, now coated with ash, repels water, and can roll off easily down hillsides instead of soaking back into the ground. Together with other sediment, they form debris flows, which can travel as fast as 40 miles an hour.

In addition to crushing bridges, buildings and vehicles in their paths, the flows can claim lives: The subsequent debris flow of 2017’s Thomas Fire killed 23 people in Montecito.

Read more here.

Insurance costs grow in wake of fires

A burned-out structure with scorched walls and an arched doorway stands amidst charred vegetation. Smoke lingers in the background, and a partially intact gate with the number '203' leads to the property. A few green trees and palm trees remain standing in the hazy, orange-lit landscape.
The remains of a home affected by the Eaton Fire in an Altadena neighborhood of Los Angeles on Jan. 8, 2025. Photo by Jules Hotz for CalMatters

To keep itself solvent, the state-run fire insurance plan of last resort is turning to private insurers — and, in turn, their customers — for a bailout.

As CalMatters’ Levi Sumagaysay explains, the California FAIR Plan offers customers limited coverage when no private company will cover them. Severe wildfire seasons in the past few years have driven up the number of FAIR Plan customers to more than 451,000, as more insurance companies stopped writing or renewing policies in the state.

The FAIR Plan has predicted it will run out of money by March, so on Tuesday the state Insurance Department approved its request to impose a $1 billion charge on private insurance companies to cover claims from the L.A.-area fires. Most California home and fire insurance customers will likely see temporary fees added to their insurance bills.

Meanwhile, the consumer advocacy group Consumer Watchdog is considering suing over the new charges customers will pay.

Read more here.

And lastly: CA’s ex-firefighter, GOP lawmaker

A lawmaker in a dark blue suit, gesturing with their hands, sits behind a dais with a nameplate that reads "Sen. Kelly Seyartor" in front of them. In the foreground is an over-the-shoulder view of two people listening to the lawmaker.
State Sen. Kelly Seyarto during a Senate committee hearing at the Capitol Annex Swing Space in Sacramento on Oct. 7, 2024. Photo by Fred Greaves for CalMatters

State Sen. Kelly Seyarto spent 35 years fighting fires in Southern California, and is one of the few career firefighters to have served in the Legislature. But despite his expertise, Seyarto said being a Republican excluded him from discussions on the special session bills related to the L.A. fires. Find out more about the Murrieta lawmaker from CalMatters’ Sameea Kamal.



Other things worth your time:

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Billions of gallons of water wasted in CA in what now appears to be a Trump political stunt // The Guardian

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Flu deaths surpass COVID deaths in CA for first time since start of pandemic // The Mercury News

New database tracks learning loss and gains in US school districts, including CA // EdSource

Trump funding freeze halts key environmental projects in LA area // Los Angeles Daily News

Huntington Beach’s city attorney joins Trump’s Justice Department // Los Angeles Times

New details of toxic chemicals released after Martinez refinery fire // KQED

Stanislaus County warns of toxic industrial chemical being found in street fentanyl // The Modesto Bee

Lawsuit alleges LAUSD misused millions in Prop. 28 money meant for arts education // Los Angeles Times

Lynn La is the newsletter writer for CalMatters, focusing on California’s top political, policy and Capitol stories every weekday. She produces and curates WhatMatters, CalMatters’ flagship daily newsletter...