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Designing abundance into policy: creating opportunities to improve the supply, distribution, and allocation of food, water, and safety to meet basic needs.

As the insurance industry threatens to leave the state unless they get less regulation and higher rates, politicians make consumers pay.

Designing “abundance” into Californians' lives means policies that challenge the status quo and re-examine how, what, why and where we build.

Insurers sell auto insurance and other profitable products in California but choose to walk away from homeowners insurance when risk rises.

Insurance rates will reflect climate change and consumers’ interests. Insurers will see faster, more efficient reviews and scrutiny of excessive rates.

What the rankings and metrics in our My Legislator newsletter mean, along with answers to other common questions.

Insurers in California pulled back coverage or left the state after years of over-regulation, price controls and poor wildfire prevention.

Legislators passed a law making insurers pay more upfront for the loss of personal property, rather than force disaster victims to itemize possessions. But more can be done.

Strong regulation can hold insurance companies accountable and empower customers, while ample choice and competition prevent price gouging.

A diversion program created by the Legislature in 2020 has allowed some people charged with vehicular manslaughter to keep the case off of their driving record.