Ricardo Lara

Insurance companies want to factor climate change in calculating wildfire coverage, but consumer watchdogs worry California homeowners will end up with higher premiums. Lawmakers from fire-damaged districts say they are open to change because their constituents are already losing coverage.

Las compañías de seguros quieren tener en cuenta el cambio climático al calcular la cobertura de incendios forestales, pero los organismos de control de los consumidores temen que los propietarios de viviendas de California terminen con primas más altas. Los legisladores de los distritos dañados por el fuego dicen que están abiertos a cambios porque sus electores ya están perdiendo cobertura.

California faces a year-round threat of catastrophic wildfires. Two new studies suggest ways to deal with the peril.

The Department of Insurance proposal would eliminate the “affinity discount,” which affects millions in communities of color.

La propuesta del Departamento de Seguros eliminaría el "descuento por afinidad", lo que afectaría a millones en comunidades de color.

Good morning, California. It’s Friday, March 12. More vaccines, more reopenings Things are about to change big time in California. Today, the state is expected to reach its goal of administering 2 million vaccines in underserved communities, triggering a shift in reopening criteria that will make it easier for counties to move from the most […]

A program that incentivizes homeowners to mitigate wildfire risk through insurance discounts would be a win-win for insurers and consumers. Creating one is the hard part.

Good morning, California. It’s Friday, November 6. Industry vs. Legislature The fate of four ballot measures — including what would be the largest change to California’s property tax structure in more than 40 years — hangs in the balance of 4.5 million uncounted votes, according to an estimate released Thursday evening by Secretary of State […]

The state extends temporary protection from insurance cancellations to 2.1 million Californians living in wildfire-prone regions, but long-term solutions to stabilize the market remain elusive.

As wildfires raged, the California Legislature's 2020 session ended with no action on the crisis of insurance coverage in fire-prone areas.