Legislators passed a law making insurers pay more upfront for the loss of personal property, rather than force disaster victims to itemize possessions. But more can be done.
Ash rained down and smoke blanketed Los Angeles during the 2025 wildfires, leaving behind a toxic legacy in soil and homes. Without a federal or California mandate, nonprofit, academic and local groups offer testing for homeowners.
Despite billions in dollars of claims paid out, fires exposed problems in California’s beleaguered insurance market. All policyholders are likely to see premiums rise.
While few victims of last year’s fires are back in their homes, that’s not unusual following natural disasters; permitting changes appear to be helping.